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In a large skillet over medium-high heat, cook ground beef along with the chopped onion and green pepper until no pink is left on the meat
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Add water and taco seasoning. Simmer for a couple of minutes
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Next, mix in the drained black beans and the undrained Mexican tomatoes. Simmer for 10 minutes
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Preheat the oven to 350F. Grease a 9 x 13-inch baking dish and place two tortillas at the bottom.
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Spread half of the refried beans on top of the tortillas
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Spoon half of the meat mixture on top
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Sprinkle 1 cup of cheese on top of the meat mixture
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Repeat layers and finish with a layer of tortillas and the last cup of cheese. Bake for 25-30 minutes or until the cheese is melted and bubbly. Top with your favorite toppings and serve.
